Last updated: 21 October 2026
Please read this Disclaimer carefully before using https://malharinvestments.com/ (the “Website”).
1. Not a SEBI-Registered Adviser
Malhar Investments is run by Kaushal Dave, a blogger and individual investor. Kaushal Dave is not a SEBI-registered investment adviser, research analyst or portfolio manager, and does not hold any certification in finance. Nothing on this Website is offered as a regulated investment advisory or research service.
2. For Educational and Informational Purposes Only
All content on this Website, including articles, examples, tables, calculations and comments, is provided for general educational and informational purposes only. It reflects personal learning and publicly available information.
It is not financial, investment, tax, legal or professional advice, and it is not a recommendation to buy, sell or hold any security, mutual fund, insurance product or other financial product.
3. Do Your Own Research
Every person’s financial situation, goals and risk tolerance are different. Before making any financial decision, please do your own research and consult a SEBI-registered investment adviser, a qualified tax professional or another appropriate expert.
You can verify SEBI-registered intermediaries on the SEBI website.
4. Market Risks
Investments in securities markets, including mutual funds, stocks, bonds and derivatives, are subject to market risks. Read all scheme-related and offer documents carefully. Past performance is not an indicator or guarantee of future results. The value of investments can go up or down, and you may lose some or all of your money.
5. No Guarantee of Returns or Accuracy
- Any returns, growth figures or calculations shown in examples are illustrations based on stated assumptions. They are not promises or predictions.
- We try to use accurate, up-to-date information from official and reputed sources and to mention the date or period each figure applies to. However, interest rates, tax rules, scheme rules and regulations change often.
- We make no representations or warranties about the completeness, accuracy, reliability or timeliness of any information. Always verify current rules and rates with the relevant official source before acting.
6. Personal Experiences
Where articles mention the author’s own investing experiences, these are shared to illustrate learning. They are not a suggestion that readers should make the same choices.
7. Limitation of Liability
To the maximum extent permitted by law, Malhar Investments and Kaushal Dave will not be liable for any loss or damage, direct or indirect, arising from the use of, or reliance on, any information on this Website. Any action you take based on information from this Website is strictly at your own risk.
8. External Links
Our articles link to external websites, including government, regulator, news and other third-party sources, for reference. We do not control and are not responsible for the content, accuracy or practices of those websites. A link does not imply endorsement.
9. Advertising and Affiliate Disclosure
This Website may display advertisements, including those served by Google AdSense and other third-party networks. We do not control the specific ads shown, and their appearance does not mean we endorse the advertised products or services.
Some articles may in future contain affiliate links, where we may earn a small commission if you sign up or make a purchase, at no extra cost to you. Where this applies, it will be clearly disclosed. Our content is not influenced by advertisers or affiliate partners.
10. Beware of Impersonation
Malhar Investments does not offer paid stock tips, run investment groups, manage money or ask readers for payments, bank details, OTPs or UPI PINs. If anyone claims to represent us and asks for money or personal financial information, do not respond. Report it at cybercrime.gov.in or call 1930.
11. Changes to This Disclaimer
We may update this Disclaimer from time to time. Changes will be posted on this page with an updated date.
12. Contact
If you have questions about this Disclaimer, contact us at:
- Email: malharinvestments.com@gmail.com
- Address: SCube 704, Tapovan, Motera, Ahmedabad, PIN Code: 380005, India
See also our Privacy Policy and Terms and Conditions.