Effective date: 21 October 2026
This Privacy Policy explains how Malhar Investments (“we”, “us”, “our”) collects, uses and protects information when you visit https://malharinvestments.com/ (the “Website”). By using the Website, you agree to the practices described in this policy.
1. Who We Are
Malhar Investments is a personal finance blog run by Kaushal Dave, based in Ahmedabad, Gujarat, India.
- Contact: malharinvestments.com@gmail.com
- Address: SCube 704, Tapovan, Motera, Ahmedabad, PIN Code: 380005, India
2. Information We Collect
Information you give us
- Your name and email address when you contact us, leave a comment or subscribe to updates (if available)
- Any information you include in your message or comment
Information collected automatically
- Log data: IP address, browser type, device type, pages visited, time spent and referring website. This is standard practice for most websites and helps us understand how the Website is used.
- Cookies and similar technologies: Small files stored on your device that help the Website work and help us and our partners understand usage and show relevant ads. See Section 4.
We do not intentionally collect sensitive financial information such as bank account numbers, card details, PAN, Aadhaar, passwords, OTPs or UPI PINs. Please do not send such information to us.
3. How We Use Information
- To operate, maintain and improve the Website
- To reply to your messages and comments
- To send updates, if you have chosen to subscribe (you can unsubscribe at any time)
- To understand which content is useful, using aggregated analytics
- To display advertising that helps keep the Website free
- To detect and prevent spam, fraud and security issues
- To comply with legal obligations
4. Cookies and Advertising
Our use of cookies
We use cookies to remember preferences, understand how visitors use the Website and improve your experience. You can control or delete cookies through your browser settings. Disabling cookies may affect how some parts of the Website work.
Google AdSense and the DoubleClick cookie
We use Google AdSense to display advertisements on the Website.
- Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this Website and other websites.
- Google’s use of advertising cookies, including the DoubleClick (DART) cookie, enables Google and its partners to serve ads to you based on your visits to this Website and/or other sites on the internet.
- You may opt out of personalised advertising by visiting Google Ads Settings.
- You can also opt out of some third-party vendors’ use of cookies for personalised advertising by visiting www.aboutads.info.
For more information on how Google uses data, please see How Google uses information from sites or apps that use its services.
Third-party ad vendors and networks
If we work with other third-party advertising vendors or ad networks, they may also use cookies, web beacons and similar technologies to collect information about your visits in order to provide relevant advertisements. We do not control these third-party cookies. Please refer to the respective vendors’ privacy policies for their practices and opt-out options.
Analytics
We may use analytics services such as Google Analytics to understand traffic and usage. These services may use cookies to collect information such as pages visited and time on site. This information is generally aggregated and does not directly identify you. You can learn about opting out of Google Analytics through the Google Analytics opt-out browser add-on.
5. Sharing of Information
We do not sell your personal information. We may share information only:
- With service providers who help us run the Website (such as hosting, email and analytics providers), under appropriate safeguards
- With advertising partners, as described in Section 4
- When required by law, regulation, court order or government request
- To protect the rights, safety and security of our readers, the Website or others
6. Data Retention
We keep personal information only as long as needed for the purposes described in this policy, or as required by law. Messages and comments may be retained for record-keeping unless you ask us to delete them.
7. Your Rights and Choices
Subject to applicable law, including India’s Digital Personal Data Protection Act, 2023, you may:
- Ask what personal information we hold about you
- Ask us to correct or update inaccurate information
- Ask us to delete your personal information
- Withdraw consent, for example by unsubscribing from emails
- Control cookies through your browser and the opt-out links above
To make a request, email us at malharinvestments.com@gmail.com. We may need to verify your identity before acting on a request.
8. Children’s Privacy
The Website is intended for adults. We do not knowingly collect personal information from children under 18. If you believe a child has shared personal information with us, please contact us and we will delete it.
9. Security
We take reasonable measures to protect information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
10. Third-Party Links
Our articles link to external websites, including government and regulator websites and news sources. We are not responsible for the privacy practices or content of those websites. Please read their privacy policies when you visit them.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Please check this page periodically.
12. Contact Us
If you have any questions about this Privacy Policy, please contact:
Malhar Investments
- Email: malharinvestments.com@gmail.com
- Address: SCube 704, Tapovan, Motera, Ahmedabad, PIN Code: 380005, India
See also our Disclaimer and Terms and Conditions.